Investment Product Q&A

Is the return fixed?

Our return is floating, depending on fund operations. Based on the past 3 years of strategy backtesting and live performance, the annualized return has stayed between 9.8%—12.6%, and has never fallen below 7%.

How is the return calculated?

We adopt daily interest settlement (T+I). For example, with 10,000 USDT invested at 10% annualized, you earn about 2.7 USDT per day.

How much can I expect to earn in the end?

The final return depends on product performance. The system automatically calculates the net asset value (NAV), and you can check your cumulative earnings in the APP anytime.

Is there a risk of principal loss?

No. This product is based on stablecoins (USDT/USDC), not tied to BTC/ETH volatility. With diversified strategies, there is no risk of principal loss.

How is my fund secured?

Funds are held in MPC multi-signature wallets, with over 70% stored in cold wallets. Even if exchanges are attacked, your funds remain safe. The custody system has passed SOC2 Type II audit and is covered by insurance.

What are the investment terms and redemption rules?

We offer fixed terms (30/90/180 days). Early redemption has no fees and no loss of accrued interest. Both principal and interest are settled on T+I. Minimum investment is 100 USDT, with a maximum of 10,000,000 USD per user.

Where do returns come from?

Returns mainly come from five sources: Exchange market-making (≈35%): Providing liquidity on Binance, OKX, Coinbase, etc., historical ROI 8–12%. On-chain staking (≈25%): Lending/liquidity on platforms like AAVE V3 and Uniswap, APY 3.5–4.8%. Quantitative hedging (≈30%): Arbitrage strategies (perpetual vs. spot, funding rate arbitrage), Sharpe Ratio > 1.8. Fee rebates (≈10%): Exchange trading rebates. Reserve pool: Ensures liquidity and redemption capability.

Can I track my investment in real time?

Yes. The APP provides real-time data on principal, daily interest, cumulative return, and historical NAV curve — fully transparent.

What about compliance and transparency?

All DeFi protocols used are audited by CertiK/SlowMist. Partner exchanges are licensed institutions. Custody wallets are insured, providing strong compliance and transparency.